21 Credit
Twenty-One
Legal Business Finance & Company Funding
Flexible Financing for SMEs
Running a business can be challenging, especially when funding is tight. At 21 Credit, we provide financing options tailored for Singapore SMEs to support growth and daily operations.
What We Offer
Our solutions can help with:
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Managing cash flow and payroll
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Business expansion or equipment purchase
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Inventory or working capital needs
We provide both secured and unsecured facilities, giving you options that match your business situation. While approvals depend on eligibility, our process is designed to be simple and transparent.
Support You Can Trust
Our experienced advisors work with you to recommend suitable repayment structures and help your financing plan align with long-term business sustainability. With 21 Credit, you can focus on growing your business while we provide responsible financial support.
Frequently Asked Questions
We have the answers for you.
What is the application and approval process?
Our application process is designed to be simple and convenient. Submit the required documents online, and our team will review your application. Approval and fund disbursement depend on eligibility and can be processed efficiently. Apply from anywhere in Singapore.
How is loan eligibility assessed?
We review your business’s financial health, including revenue history, tax records, and repayment capacity. This ensures the financing plan is sustainable and suitable for your cash flow. Borrow only what your business needs.
What can business finance be used for?
SME financing may be applied towards:
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Cash flow management or working capital
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Business expansion and new projects
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Inventory or equipment purchase
Our financial consultants are available to guide you in selecting the most suitable option for your company’s goals. Terms are subject to eligibility and conditions.